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Mortgage Rates Houston Mortgage rates for Houston, Texas on Lender411 for 30-year fixed-rate mortgages are at 3.65%. That dropped from 3.65% to 3.65%. The 15-year fixed rates are now at 3.42%. The 5/1 arm mortgage for Houston, Texas is now at 4.17%. Houston is the largest city in Texas and the fourth largest city in the United States.
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